Individual Accounts

Current Account

Upon current account opening, safe and effective management is possible as well as cash deposit, withdrawal, sending and receiving of internal and external transfers.

Advantages:

Available in local and main foreign currencies.
Possibility of execution for internal and external transfers.
Providing ATM card.
Cheque book issuance.
On demand Statement of Account issuance.
Free SMS notification.
Account management from any of our branches.

Saving Account

Satisfies the needs of individuals with moderate deposits and enables them to enjoy ATM card services.

Advantages:

Simple account opening procedures.
Check deposit facility.
SMS notification.
Providing ATM card.

Islamic Call Account

This account provides the holders the opportunity to receive profits calculated on the available balance and without maturity date and it is possible to withdraw funds from the account at any time to meet any emergency needs.

Advantages:

The possibility of withdrawing fund in part or full prior to maturity, whilst maintaining the right to receive profit.
The possibility of obtaining finance guaranteed by the deposit.

Islamic Investment Deposit Account

This account allows funds keeping as deposits of different time intervals (Annum, bi-annum, quarterly) based on Islamic Mudaraba subject to profit or loss.

Advantages:

Available in local and main foreign currencies.
Deposits partially or completely withdrawn before maturity date, reserve the right of gained profit.
Benefiting from UCB financing services considering deposit credit as collateral according to UCB policies.
Gain of return (Halal) according to Islamic regulations.
Deposit is under Customer demand since it can be broken at any time according to UCB policy and conditions.
Automatic renewal of deposit unless otherwise requested by customer.